The CTA Death and Dismemberment (D&D) Plan is an automatic benefit available to eligible CTA members at no additional cost. If an eligible CTA member dies or suffers a dismemberment (i.e., suffers a loss of limb or other qualifying injury), her/his beneficiary(ies) will receive a lump-sum cash payment.
The free NEA Complimentary Life Insurance pays benefits if an eligible NEA/CTA member dies or becomes dismembered.
CTA offers employer-paid Disability and Life Insurance that can cover all of your district’s employees. Offered through Standard Insurance Company, these plans contain a range of features and benefits and can be customized to meet your districts’ needs.
Every CTA member receives coverage for legal defense costs in lawsuits arising out of his or her educational employment activities.
The VSP Access Plan Discount Program is available to NEA/CTA-Retired members. NEA/CTA-Retired membership identification number must be provided. This valuable program is free for eligible retired members and is provided by the CTA Economic Benefits Trust.
Long-term care is the help or supervision provided for someone with severe cognitive impairment or the inability to perform the activities of daily living: bathing, dressing, eating, toileting, transferring, and continence. Services may be provided at home or in a facility—and care may be provided by a professional or informal caregiver, such as a friend or family member.