A lot of CTA members assume that their voluntary Disability Insurance coverage from Standard Insurance Company (The Standard) will be automatically reinstated when they return to work from an extended leave of absence. Unfortunately, that may not be the case. Because your Disability Insurance is a voluntary benefit sponsored by CTA, your district may not automatically notify The Standard that you are back at work.
The good news is reinstating your Disability Insurance with The Standard is easy. Once you know the date you will return to work, call The Standard’s Dedicated CTA Customer Service team at 800.522.0406. Tell the Customer Service Specialist that you will be returning to work after a leave of absence and you wish to reinstate your Disability Insurance. The Customer Service Specialist will send you a brief form to complete and send back to The Standard.
It’s important to notify The Standard as soon as you know your return to work date, because:
- If you return your reinstatement form to The Standard within 120 days of your first day back at work, you do not have to provide proof of good health.
- If you wait longer than 120 days to reinstate your Disability Insurance, you end up with a gap in your coverage and you might need to reapply with proof of good health.
Call The Standard’s Dedicated CTA Customer Service Department at 800.522.0406, Monday through Friday from 7:00 a.m. to 6:00 p.m. Pacific Time to get your Disability Insurance reinstated once you know your return to work date. After you return to work and send in the reinstatement form, be sure to check your pay stub to confirm that premiums are being deducted from your paycheck.