You also need to understand your insurance and know: if your homeowners policy includes replacement cost or actual cash value, whether you are covered for new additions, improvements or appliance and other upgrades, and that a floater or scheduled personal property endorsement is needed to fully cover high value items such as fine art, furs, jewelry, silverware and musical instruments.
And, without comprehensive coverage, your vehicle won’t be protected if it is damaged or destroyed by a flood, fire or falling tree limb.
California Casualty is also ready to give you a policy review to make sure that you have the protection you need. Failing to do so could leave you severely under-protected if your home were damaged by a raging fire or storm. Call a California Casualty advisor today for the best protection with the discounts you deserve at 1.800.800.9410 or go to www.CTAMemberBenefits.org/calcas or www.calcas.com/cta.