MEDICAL COVERAGE OPTION FOR ADULT CHILDREN UNDER AGE 26

If you have an adult child who files their own taxes, (independent), and has an annual income of less than $18,500, as well as less than $2,000 in a savings/checking account, that adult child will qualify for MediCal and receives full medical coverage. This fact will save the employee (Kaiser subscriber) $445 a month in medical coverage cost.

The adult child has to apply for medical benefits through the Department of Health and Social Services. After qualifying for MediCal benefits, the adult child will choose their medical group provider from the Department of Health and Social Services list.

THINKING OUTSIDE THE BOX
Even though Obama Care allows the subscriber to keep your adult child on your medical plan until age 26, that adult child may qualify for MediCal. The subscriber (parent/employee) cannot claim any tax deduction for the adult child. The adult child must file their own taxes as independent. (Refer back to paragraph one.)

This option is applicable when you have only adult dependents. Dependents under 18 years of age do not qualify for MediCal.

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